Form. Fund. Grow.
Better credit can open better options. We help people improve their credit and find funding that fits the next move.
- Nationwide
- Meet with us from anywhere
- 500+
- Partners across our funding network
- One clear plan
- Built around your goals and profile
How we can help
Five services. One clear place to start.
Credit Repair and Funding are our main focus. Open any service below to see exactly what is included and how it may help.
We review all three credit reports, explain what we find in plain English, and build a practical plan around your file. When an item is inaccurate, outdated, or cannot be verified, we challenge it through the proper process.
Talk about my creditServices included
- A full review of all three credit reports
- Disputes for eligible inaccurate or outdated items
- A plan for balances, utilization, and payment history
- Metro 2 accuracy and reporting review
- Progress updates throughout each dispute round
- Guidance for building stronger credit habits
Not sure where to begin?
Tell us what you are trying to accomplish. We will help you sort out the next step.
The NOX team
Meet the people behind NOX.
We keep the process personal. You will know who is reviewing your file and who to call when you have a question.

Chris Cunningham
Founder
Chris helps clients understand their options and build a practical path from credit improvement to the right funding strategy.

Yovanella Saucedo-Seminario
Credit Repair Specialist
Yovanella reviews credit reports, manages eligible disputes, and keeps clients informed throughout each round of the process.
Client feedback
Hear from people we have helped.

“My scores were the only thing between me and a build-out loan. Six months later the file was clean and we closed on the space.”
Common questions
Straight answers before you get started.
Book a call
Let’s talk about what you need.
Schedule a free call or leave your information. We will listen, review the basics, and explain how we may be able to help.

